There is no right or wrong way to phrase a question, but it helps to be clear on what you want to talk about. Some possible things you could ask are:

“I want a general reading, tell me what’s going on?”

“I’m trying to make a big decision about __________? “
(moving, ending a relationship, changing careers, etc.)

“I keep coming up against the same problem over and over. Why is that?”

“I’m thinking about _____ part of my life.”
(family, relationship, career, health, etc.)

“Am I on the right path?”

“How do I balance ____ and _____?”

“How can I find _______?”
(peace, happiness, love, contentment, etc.)

“I want to take stock of the previous year/look at what I should focus on for the coming year.”

“I just went through a lot of big changes. How can I integrate them, find closure, move forward, etc.?”